See exactly where your money goes

Connect your bank account and get a clear picture of your spending. Our AI coach helps you find savings you didn't know you had.

Members find an average of $200+/mo in savings opportunities

Your Monthly Spending

Housing

$1,450

Food

$620

Transport

$380

Subs

$95

AI-spotted savings opportunities

Cut subscriptions → save $95/mo Reduce dining → save $120/mo

Our AI analyzes your spending to find real savings you didn't know you had — and helps you demonstrate your ability to pay a mortgage.

Our lender partners look at your cash flow — not just your credit score. This tool helps you build the full picture of what you can afford.

Your cash flow results link directly to dozens of down payment assistance programs across NC & SC — at federal, state, local, and bank levels.

How it works

Just your name, email, and phone. Takes 30 seconds.

We use Plaid to connect — the same service used by Venmo and thousands of other apps. We can never move your money.

Rate each type of spending by how important it is to you. This helps us find savings that actually work for your life.

See your full spending picture, chat with your AI coach, and start saving toward your goals.

It only takes a moment — then we'll get your bank connected.

Full Name

Email Address

Phone Number

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Your information is secure. We use bank-level encryption and never share your data without consent.

AI-powered spending analysis that finds real savings

Demonstrate your ability to pay a mortgage — beyond just a credit score

Personal AI coach you can ask anything about your money

Connects to dozens of down payment programs across NC & SC

Lender partners who look at cash flow, not just credit

100% free — no hidden costs, ever