Down payment help you didn't know existed

We've curated 44+ grants, forgivable loans, and assistance programs — most buyers never hear about them. Answer a few questions and we'll show you which ones you may qualify for.

44+ programs curated Federal, state & bank programs Easy sign up

We'll use your answers to find programs you may qualify for. All screening is preliminary — final eligibility is determined by each program.

* Required fields

Where are you looking to buy? *

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Click the county where you'd like to buy a home Using regional estimates for this county

My household size *

Include everyone who will live in the home, including children

Our annual household income *

Combined gross income of all household members before taxes

Your income is about of your area's median income ().

We are first-time homebuyers

Generally means no one in the household has owned a primary residence in the past 3 years

A member of our household is a veteran or active-duty military

A member of our household is a City of Charlotte employee

We currently hold a Housing Choice Voucher (Section 8)

A member of our household is a licensed physician or dentist

MD, DO, DPM, DDS, or DMD — including residents and fellows in accredited programs

Our expected home price

Some programs cap the purchase price. Leave blank if you're not sure yet.

My credit score range

Some programs require a minimum credit score. This is optional but helps with accuracy.

Preliminary screening only. This tool provides general guidance based on publicly available program criteria and 2025 area AMI data. Final eligibility is determined by the program administrator and participating lender.